Job Description

Job Overview

Business Segment:

Business & Commercial Banking

Location:

ZA, KZN, Pietermaritzburg, Chatterton Road 31

Job Type:

Full-time

Job Ref ID:

80416332A-0001

Date Posted:

2/21/2025







Is accountable for assisting Manager, Relationship Premium in the execution of their credit portfolio.



To support the Relationship manager to grow and retain a portfolio of high value Premium Business Segment relationships by performing a proactive, mobile, value adding financial partnership role.

Ensures deep understanding of Customer's business through regular interaction with clients, including their place of business.

Employs the use of client value chain analysis to understand customer needs and deploy banking and financial solutions to meet those needs.

To do complex financial analysis on annual financial statements, management accounts and cash flow projections.

To write and motivate agricultural and business finance applications and to successfully present the case to a business and credit lending committee.

Managing the credit process from start to end including the collateral and the monitoring as well as annual review of all clients with credit facilities.

To build trust, credibility and confidence with Agricultural and Business Clients

Qualifications

Qualification Requirements:

Minimum Degree Requirements, one of the below qualifications or similar:



B.Comm (Management Accounting)

B.Comm (Accounting)

B.Comm (Agricultural Economics)

Preferable / Advantages:

Hons Degree

SAICA Articles/CA(SA)

CIMA Qualified

Experience Requirements:

3 Years experience in the following fields or similar:

Financial Management, Financial Accounting, Management Accounting role or similar.

Credit/Financial Analyst role in Business Banking.

Preferable / Advantages:

Agricultural Knowledge / Experience

Additional Information

Behavioral Competencies:

Adopting Practical Approaches

Challenging Ideas

Convincing People

Developing Expertise

Developing Strategies

Technical Competencies:

Banking Process & Procedures

Business Acumen (Audit)

Customer Acceptance & Review (Business Banking)

Customer Understanding (Business Banking)

Financial Acumen

Risk Identification

Please note:

All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any from of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za