Job Description

Our client, a renowned Internation Financial Services Group providing specialised financial solutions and advisory services to businesses and high net worth individuals in South Africa is URGENTLY seeking to appoint a suitably qualified BCom Accountant to be based in their Cape Town CBD Offices.PLEASE NOTE:

• A Benchmarked CTC Salary of R25K R35K per month is on offer.

• At minimum a BCom degree with Finance and/or Mathematics, Accounting as a subject(s)
• A post-graduate degree qualification will be a distinct advantage.
• At least 4 years working knowledge of credit risk management, within the commercial/ corporate sector is ESSENTIAL.
• Familiar with National Credit Act ESSENTIAL.
• Must have a Clean Credit Record
• Possess an unendorsed Drivers License (Code 08)

• Deal management and preparation, deal execution and presentation, post deal implementation and lastly overall input towards credit projects, personal development as well as where needed, client visits.
• Reviewing of financial statements to assess the companys financial health, profitability, liquidity, and leverage.
• Understanding the industry dynamics and market trends relevant to the clients business is essential, adding value to credit committee presentation and discussions.
• Ensure that credit decisions adhere to the companys credit policies, procedures, and regulatory requirements.
• Based on the analysis, credit analysts make recommendations regarding credit limits, terms, and conditions for extending credit to corporate clients.
• Conducting thorough due diligence on potential client is essential to assess their creditworthiness accurately. This may involve reviewing legal documents, conducting site visits, and obtaining information from third-party sources.
• Supporting legal approval and implementation of credit requirements.
• Articulating accurately the risk implications of change requests related to previously approved transactions.
• The responsibilities outlined above provide a comprehensive overview but are not exhaustive. It will be expected to undertake additional tasks and responsibilities where and if necessary to fulfil the requirements of the role.

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