Job Description

Job Summary
To qualify for this position, you need:

• Minimum of 2 years current proven experience as a Bond Originator or in property finance.as a Bond Originator / Mortgage Advisor / Home Loan Consultant / Property Loan Specialist
• A current book of clients with a track record of monthly grant figures averaging R2 million or more.
• Ability to provide evidence of approved grants and consistent performance.
• Exceptional sales and relationship-building skills.
• Knowledge of home loan products, the real estate market, and banking processes.
• Self-motivated, results-driven, and eager to grow your portfolio and income.
• Great communication skills
• Excellent telephone etiquette
• Able to work in a team
• Be able to work under pressure in a fast-paced environment
• Great time-management skills
• Well presented as you will deal with clients
• Experience with DealMaker system

Duties and responsibilities include, but not limited to:

• Consult with Investors daily whether one-on-one or telephonically, for the purpose of obtaining financial information to do affordability assessment or to process bond applications.
• Thoroughly complete application forms, capture and submit applications to specified financial institutions through DealMaker system
• Daily follow up with banks on all submitted applications.
• Provide regular feedback to clients.
• Motivate decline applications, do rate appeals with banks to ensure that best possible outcome is received. High conversion ratio will be expected.
• Ensure that sale agreements are signed correctly within the specified time
• Ensure that applications granted are taken to done deals (balance purchase price paid if needed) within the specified time.
• Assist with the updating of spreadsheets
• Assist clients in navigating the home loan process, from application to approval.
• Build and maintain strong relationships with banks, financial institutions, and real estate professionals.
• Leverage your existing client book to secure new opportunities and grow your bond origination portfolio.
• Provide expert advice on property finance solutions tailored to individual client needs.
• Negotiate favourable terms and ensure seamless loan approvals for clients.
• Stay up-to-date with property finance trends and lending regulations.
• Ad-hoc bonds and administration duties as requested from time to time.

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