Job Description

MAIN PURPOSE OF THE JOB:Carry out quality credit assessment, present bankable solutions and manage the credit risk of Corporate Banking & Structured Investments.To manage and perform quality credit analysis; financial analysis, including data collection, trend analysis, peer comparisons and industry overview to ensure good quality credit submissions to Credit Managers and Credit Committees for the allocated portfolio i.e. CB&SI Credit applications and mitigate any potential risk on behalf of the Bank and recommend bankable solutions in accordance with approved Credit Policy, norms and the delegated level of power. Responsible for maintaining the portfolio including conducting annual credit reviews on existing portfolio, and revolving loans within assigned DOP as and when required by management.From time to time may be requested be secretariat for Executive Credit Committee (ECC) which involves coordinating ECC meeting and taking minutes in compliance with the prescripts of the charter.From time to time we maybe required to assist in the various provincial office and regional office.Preferred Minimum Education and Experience

• 3-year Tertiary Qualification (Commerce) Majors Accounting; Agri Economics, Credit Management, Risk Management
• 3 years Relevant credit assessment experience
• Thorough knowledge of the NCA, CPA, FICA and related credit regulatory requirements

• The primary and secondary agriculture sector finance
• Appraisal of credit proposals and deal structure for: assets finance, working capital, back ward and forward integration finance
• Advanced business acumen

• Microsoft Office
• Knowledge of risk management principles
• Knowledge / Experience of compliance systems / tools
• Compliance Management Principles
• Knowledge of Compliance related legislation
• Knowledge of Business
• Law Principles

• Travel is an integral part of the role
• Extended hours as and when required

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