Credit Analyst

Johannesburg, Gauteng, South Africa

Job Description


Job FamilyCreditCareer StreamCredit ManagementJob Purpose

  • To assess credit risk of existing portfolio so that risk is managed and mitigated in line with the banks credit policy
Job Responsibilities
  • Review existing portfolio to ensure alignment with bank's credit policy and analysing relevant information.
  • Ensure Nedbank Group Rating requirements are aligned with risk metrics when reviewing accounts and identifying risks.
  • Monitor covenant's by obtaining latest financial information, measuring compliance and reporting breaches.
  • Sign off conditions of approval within required timeframes by checking the information called for.
  • Support the achievement of service level agreement standards by understanding client needs, providing guidance and recommendations and responding timeously.
  • Contribute to external client satisfaction by sharing knowledge and developing skills of client service team members and other stakeholders.
  • Build relationships with internal stakeholders by attending meetings and supporting their strategies.
  • Organising of credit related meetings and ensuring accurate compilation and timely circulation of the agenda, minutes and supporting documentation.
  • Keep abreast of legislation and other industry changes that impacts on role by reading the relevant newsletters, websites and attending sessions.
  • Understand and embrace the Nedbank vision and demonstrate the values through interaction with team and stakeholders.
  • Improve personal capability and stay abreast of developments in field of expertise by identifying training courses and career progression for self through input and feedback from managers.
  • Ensure personal growth and enable effectiveness in performance of roles and responsibilities by ensuring all learning activities are completed, experience practiced and certifications obtained and/or maintained within specified time frames.
  • Ensure information is provided correctly to stakeholders by maintaining knowledge sharing knowledge with team.
  • Contribute to a culture conducive to the achievement of transformation goals by participating in Nedbank Culture building initiatives (e.g. staff surveys etc.)
  • Participate and support corporate social responsibility initiatives for the achievement of key business strategies.
  • Identify and recommend opportunities to enhance processes, systems and policies and support implementation of new processes, policies and systems.
Essential Qualifications - NQF Level
  • Matric / Grade 12 / National Senior Certificate
  • Advanced Diplomas/National 1st Degrees
Preferred Qualification
  • NQF Level 6 or 7 qualification (Diploma or Degree) that includes accounting.
  • Depending on the experience level, an appropriate NQF Level 4 or 5 qualification e.g a certificate in property management may be an advantage.
Minimum Experience Level
  • Minimum 3 years' experience gained in a similar role in a financial environment.
Technical / Professional Knowledge
  • Administrative procedures and systems
  • Banking procedures
  • Data analysis
  • Governance, Risk and Controls
  • Relevant regulatory knowledge
  • Business writing skills
  • Industry specific knowledge
  • Knowledge of financial markets
  • Nedbank vision and strategy
  • Relevant Nedbank Human Resources policies and practices
Behavioural Competencies
  • Adaptability
  • Communication
  • Continuous Learning
  • Collaborating
  • Decision Making
  • Stress Tolerance
  • Driving for results
  • Managing Work
Please contact the Nedbank Recruiting Team at +27 860 555 566If you can't find the job you're looking for, activate job alerts to be one of the first to know when new positions open up.

Nedbank

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Job Detail

  • Job Id
    JD1339476
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Johannesburg, Gauteng, South Africa
  • Education
    Not mentioned