Job Description

PURPOSE OF THE JOB:Preparation and analysis of credit applications for a portfolio of Agri finance clients and to provide administrative support to a Manager: Agriculture Finance to achieve the goals of a Agri Finance portfolio.DUTIES AND RESPONSIBILITIES OF THE JOB:

• Documentation collation, preparation and filing.

? Application supporting documents (Bank confirmations, HP balances etc.)? FICA & KYC documents.? ZCI, Windeed, Transuion, UN list, etc.? Security documents.? Final pack for account creation.? Outcome on approvals. * Review of application and supporting documents.? Financial statement analysis & interpretation, previous year comparisons and questioning of abnormalities.? Review all supporting documents for accuracy.? Confirm grain deliveries.? Confirm input norms, yields, prices etc used in cash flow and review cash flow.? Confirm security values.? Confirm adherence to policy.? Make and propose changes; discuss with MAF and resolve. * Provide timely feedback to Assistant Credit Manager/ Credit Manager/MAF regarding status of credit Application.

• Interim and additional applications.
• Telephonic enquiries and arrangements with clients with regards to debt collection and payments on all accounts.
• Confirm client arrangements and update SAP notes.
• Allocation of payments, Collections and payment of grain income.
• Early identification of accounts in dispute and/or arrears and possible carry over debt and reporting.
• Prepare accounts for transfer to Legal department.
• Issue final demand letters.
• Issue instruction for registering cancellation or rearrangement of securities and sessions.
• Credit limit management.

? Follow-up of extensions requested.? Follow-up on approval conditions for opening of facilities.? Arrange for opening up/availability of credit limits.? Downward adjustment of limits where payments/deliveries received. * Monitor approved clients without grain sessions (Voluit betalers).

• Handling of (estate late) accounts.
• Administration and management of Grain Financing accounts (100% responsibility).
• Liaison with portfolio clients on all application related matters as and when required during processes.
• Discuss outcome of application with client on request of MAF or if MAF is not available.
• Maintain healthy relationship with clients at all times.
• Monitor utilization of credit facilities and follow up with relevant parties.
• Monitor and explain exceeding of credit limits with client.

• Relevant BCom-degree
• At least 1-year relevant credit experience.

• We are committed to transformation through the appointment of persons from designated groups and potential candidates from these groups will enjoy preference.
• Kindly note that a consumer credit record will be requested in respect of all appointments which involve dealing with cash or finances.
• Should you meet the above requirements and be of the opinion that you can make a contribution to the company, kindly register and apply on our Career Page at www.groupcareers.co.za
• Should we not have contacted you within six weeks of the closing date, you may assume that your application has been unsuccessful.

CLOSING DATE: 30 OCTOBER 2024

Senwes