Job Description

A well-established business is seeking to appoint a Credit AnalystThe purpose of this position is to identify, measure, mitigate and monitor credit risk and by taking appropriate actions
to ensure that the credit quality remains within the Banks acceptable risk appetite.QUALIFICATIONS & EXPERIENCE:

• A minimum Bachelors Degree in Financing, Accounting, Economics or Engineering.
• At least 3 years working experience (post Articles) in wholesale credit risk management, corporate or investment banking or similar, with strong analytical experience.
• Knowledge of Private sector (e.g., GAAP, IFRS) and Public Sector Financial Reporting (e.g., GRAP, IAS, IFRS, King IV, MFMA, PFMA), cost accounting and/or financial analysis and/or auditing and the Companies Act.
• Solid knowledge of the financial markets, banking, and municipal operating environment.
• Experience in analyzing, interpreting, and capturing of financial information in financial and credit rating models.
• Practical knowledge of Credit Risk Management and a broad appreciation of the range of Compliance and
• Enterprise Risk Management and Reporting practices.
• Proficient with Microsoft Office (MS- Word, MS Excel (at an advanced level of proficiency), MS PowerPoint, MS Outlook), Quantitative and Qualitative Credit Rating Models.

Demonstrated ability to:

• Obtain data, perform in-depth credit evaluation of both quantitative and qualitative credit risks, and
• Provide expert analysis.
• Conduct debt sustainability analysis.
• Deliver high quality reports for decision-making.
• Proven ability to effectively manage competing deadlines for projects in a high-pressure work environment.

Desirable Requirements:

• Knowledge of financial structuring and doing business in Africa will be a distinct advantage.
• Honours degree in Finance or Accounting, CA(SA), Professional Body Certifications Qualifications (e.g., GACFA or FRM, CFI FMVA or CBSA) is an advantage

Please note that if you have not received a response within 14 days of submitting your application that your application was unsuccessful.
However, please keep a lookout on our website, www.sixsense.co.za for available positions which may be inline with your career aspirations.

Six Sense Consulting