Job Description

Job PurposeTo support Nedbank CIB by providing strategic insights into credit risk strategies; risk appetite; asset allocation; strategic capital management and risk adjusted performance measurement in the Africa market, in order to achieve an optimal credit portfolio; as per the business strategy.Job Responsibilities

• Lead and manage the CIB Africa risk portfolio.
• Provide credit input/views/guidance into client service team meetings and deal origination committees.
• Ensure credit's voice in the room when client strategies and BU strategies are discussed to ensure there is a credit.
• Add value to Nedbank Group by optimising credit advice and solutions and identifying and reducing credit risk.
• Manage the CIB Africa credit risk portfolio through collaboration with internal stakeholders across all relevant business units to assess new opportunities in a co-ordinated approach across key markets, sectors and clients, resulting in a positive impact on Nedbank's bottom-line.
• Manage stakeholder relationships acting as a business enabler while managing risks.
• Collaborate with the rest of CIB Risk and Group (SIRC, GEU, Nedbank Africa Regions, Africa Analysts) to gain a deep understanding of targeted jurisdictions.
• Enhance Nedbank's risk and balance sheet strategies by providing strategic insight into strategic portfolio tilt, accurate impairment and risk weighted asset forecasting.
• Enhance Risk adjusted profitability by providing best practice credit insights and methodologies as input into risk adjusted performance measurement and pricing, capital management and portfolio optimisation.

Job Responsibilities Continue

• Promote a culture of being a values driven leader and strategic business partner by building trusting relationships with all stakeholders.
• Optimise processes, procedures and systems through continued digitisation, benchmarking to international best practices, and implementing improvements on an ongoing basis.
• Keep abreast of changes (market and legislation) and developments in the Rest of Africa, by collaborating with SIRC, conducting own research and benchmarking industry best practices.
• Develop and leverage relationships with relevant external stakeholders, industry forums/bodies/initiatives through participation and liaising both formally and informally.

Travelling to key Africa markets as part of ongoing risk assessment and implementing the Rest of Africa business and credit strategy.Essential Qualifications - NQF Level

• Advanced Diplomas/National 1st Degrees

Preferred Qualification

• Professional Qualifications/Honour's Degree

Minimum Experience Level

• Minimum 10 years' experience as senior management in Credit and a minimum 5 years' experience on transactions across sectors in jurisdictions outside South Africa

Technical / Professional Knowledge

• Budget forecast assumptions
• Business administration and management
• Capacity planning
• Change management
• Financial Accounting Principles
• Governance, Risk and Controls
• Principles of project management
• Relevant regulatory knowledge
• Strategic planning
• Management information and reporting principles, tools and mechanisms

Behavioural Competencies

• Aligning Performance for Success
• Building Partnerships
• Decision Making
• Influencing
• Driving for Results
• Planning and Organizing

Employment Equity StatusPreference to be given to underrepresented groupsPlease contact the Nedbank Recruiting Team at +27 860 555 566If you can't find the job you're looking for, activate job alerts to be one of the first to know when new positions open up.

Nedbank