Credit Manager/ Analyst

Midrand, Johannesburg, South Africa

Job Description


Duties:

  • Weekly, monthly, quarterly, semi-annually and annual reporting to senior management on lending activities
  • Prepare reports for Board and external stakeholders
  • Implement loan origination strategies with the lending team
  • Review and recommend credit applications and transactions within assigned credit limits in a timely manner
  • Review approval letters and loan agreements to ensure credit terms and conditions are recorded
  • Review and recommend disbursements according to policies and guidelines to ensure lending conditions are met
  • Support the healthy and sustainable growth of a profitable loan portfolio by ensuring credit granting and the implementation is within the companyxe2x80x99s prescribed asset quality standards
  • Maintain records of loan applications
  • Support Loan Officers to ensure client and other stakeholder satisfaction
  • Respond to and resolve escalated issues raised by the Loan Officers
  • Contribute to the development and implementation of sound SME lending guidelines and policies
Qualifications & Experience:
  • Bachelorxe2x80x99s Degree or Diploma in business or a related field
  • Minimum 5 years SME lending experience is required
  • Additional SME support services experience is considered advantageous
  • Strong communication and leadership skills
  • Understanding of commitment letters and other legal documents from a credit perspective
  • Financial Statement analysis experience
  • Sound credit judgement and to come up with well thought-out solutions to mitigate credit risk
  • Understanding of SME lending practices and end-to-end credit process
  • Analytical skills and attention to details
If you are interested in this opportunity, please apply directly. For more finance jobs. Please visit If you have not had any response in two weeks, please consider the vacancy applications unsuccessful. Your profile will be kept on our database for any further suitable roles/ positions.

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Job Detail

  • Job Id
    JD1336163
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Midrand, Johannesburg, South Africa
  • Education
    Not mentioned