Job Description

Key Responsibilities:

• Credit Model Development & Enhancement: Lead the design and ongoing improvement of credit models, scorecards, and analytics tools to align with industry standards and regulations.
• Credit Automation & Decisions: Drive initiatives to automate and streamline the credit evaluation and approval processes, ensuring responsible lending practices and high-quality asset placements.
• Risk Management: Assess and manage credit risk across client portfolios, conducting thorough credit assessments and adjusting risk parameters as needed to ensure quality asset acquisition.
• Client-Centric Solutions: Understand client needs, provide proactive and innovative credit solutions, and maintain strong relationships to support their financial goals.
• Cross-Functional Collaboration: Work closely with teams across the business to optimize credit models, improve performance, and address challenges in credit assessment, approval, and risk management.
• Reporting & Analytics: Develop reports to track credit performance, model accuracy, and risk metrics, and provide actionable insights to senior management.
• Compliance & Regulatory Adherence: Ensure compliance with internal policies and external regulations, staying informed on industry trends and regulatory changes to continuously refine strategies.
• Team Leadership & Development: Mentor and guide junior credit analysts, providing training and support to foster a high-performance, collaborative environment.

Competencies We Look For:

• Strong analytical and problem-solving abilities
• Leadership and team-building capabilities
• Excellent communication skills, with the ability to present complex data to non-technical stakeholders
• Detail-oriented, with a focus on accuracy and compliance
• Passion for innovation and staying ahead of emerging trends in data science and credit automation
• Proactive and able to drive projects from concept to implementation

Skills and Experience We Look For:

• Grade 12
• NQF Level 7 or higher in a Financial or Banking-related field
• CIMA, Credit Management Degree, or equivalent qualification is advantageous
• 2-5 years of experience in credit management, preferably within commercial finance
• Experience managing teams and fostering a collaborative, high-performance environment

Send your CV toIf you do not hear from us within two weeks please consider your application unsuccessful.

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