Job Description

Job Summary
Strategic Loan Management: Lead the loan origination process and approve credit applications, ensuring all loans meet our standards
Credit Analysis & Recommendations: Conduct in-depth evaluations, offer expert recommendations, and craft compelling credit memos for senior management
Deal Structuring: Work closely with Loan Officers to fine-tune deals, ensuring all credit terms, collateral, and conditions align with our guidelines
Portfolio Growth: Monitor disbursements, maintain asset quality, and support a healthy, profitable loan portfolio
Market Adaptation: Stay ahead of regulatory changes and market trends, recommending policy updates and innovative credit solutions
Drive Collections & Reporting:
Active Loan Monitoring: Oversee loan performance and minimize bad debts through proactive collection strategies
Insightful Reporting: Provide regular updates on lending activities, offering strategic insights to senior management and the Board
Organizational Development & Strategy:
Build Relationships: Work with Loan Officers to resolve issues, elevate client satisfaction, and enhance the lending process
Policy Innovation: Contribute to the development of robust lending guidelines and adapt to evolving market conditions
Strategic Projects: Play a key role in initiatives that improve business policies and processesSkills & Experience:
Minimum 5+ years of experience in SME lending
Credit Expertise: Strong understanding of risk assessment, financial statement analysis, and the full credit process
Analytical Skills: Sharp problem-solving abilities, attention to detail, and proficiency with MS Office Suite and lending softwareQualification:
Bachelors degree or diploma in business (related fields welcome), plus 5+ years of experience in SME lending.Contact HAYLEY MULDER on quoting the Ref: CTF019699Connect with us on www.communicate.co.za and Register your CV to create a profile and to view all our financial recruitment vacancies.Let us assist you with your career. For further Finance jobs, Accountant jobs, Financial Manager vacancies and Management Accountant vacancies.
If you have not had any response in two weeks, please consider your application unsuccessful. Your profile will be kept on our database and we will connect with you with any other suitable roles or positions.Communicate FinanceRecruiter

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