Job Description

My client, a leading and well-known Retailer based in Montague gardens requires a competent and experienced Credit Risk Analyst to join their team.As a Credit Risk Analyst, your primary responsibilities will include leading the creation and implementation of credit risk reports, strategies, and both predictive and prescriptive models across our companys consumer credit cycle. You should be deeply enthusiastic about data and technology, eager to advance your skills, and possess strong teamwork abilities.In collaboration with our credit operations and sales departments, you will share accountability for achieving corporate objectives regarding project outcomes, quality, budgeting, and scheduling.Your typical tasks will involve utilising sophisticated analytical methods to derive the utmost value from data, developing data-informed strategies, and delivering insights and detailed recommendations through presentations.You will be based at our head office in Montagu Gardens, Cape Town.Requirements:xc2xb7 A numerical degree in statistics, operational research, computer science, engineering, mathematics or a related field.xc2xb7 At least 2 years in consumer credit analytics in the retail sector.xc2xb7 Experience Using Transunion, Experian Or Other Related Credit Bureaus.xc2xb7 Fluent in English.xc2xb7 Technical Skills:- Analytical software: good working knowledge of Python.- In-depth understanding of SQL.- Working knowledge of SAS, R,- Working knowledge of Power BI, Tableau- A working knowledge of data science and machine learning techniques.- A working knowledge of Predictive Modelling techniques.- Data processing, validation, and manipulation skills.- Proficient in Microsoft Excel, Word, and PowerPoint.SA Citizens onlyMust be Criminal ClearMust reside in the Greater Cape Town area.Skills and Attributesxc2xb7 You need to be passionate about data and technology and have a hunger to grow and learn.xc2xb7 Strong collaboration skills.xc2xb7 Ability to multi-task, prioritise with urgency and work under pressure to tight deadlines.xc2xb7 Ability to relay insights in laymans terms, such that these can be used to inform business decisions.xc2xb7 Demonstrate a thirst for knowledge and a desire to grow and learn.xc2xb7 Excellent customer service orientation.xc2xb7 Strong presentation skills.xc2xb7 Ability to work in a fast-paced environment.Scope of the role:xc2xb7 Data processing, manipulation and validation.xc2xb7 Development of analytical and data science models to analyse the credit life cyclexc2xb7 Development of predictive models across the credit life cycle.xc2xb7 Development of advanced analytical solutions to solve business growth problems for Full House as required.xc2xb7 Compile professional reports and presentations for delivery to the Credit Risk Committee.xc2xb7 Analyse reports and results and perform investigative analytics to solve problems.xc2xb7 Provision model validation, testing and monitoring.xc2xb7 Scorecard development, implementation and monitoring.xc2xb7 Credit risk strategy development and monitoring.xc2xb7 Collection Performance analysis and monitoringxc2xb7 Develop close relationships with credit operations and sales to identify additional areas for development and assistance.xc2xb7 Work closely with other contributors on joint projects, such as sales, marketing, data analytics, credit bureau and external consultants.

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