Credit Risk Analyst

Western Cape, South Africa

Job Description


: Key Responsibilities:

  • Follow the Senior Analyst's lead to analyse a specific champion-challenger test and measure its impact.
  • Engage with key stakeholders to gather critical information that could influence the tests and their outcomes.
  • Establish the testing framework by leveraging data and developing reporting tools to monitor results.
  • Collect, clean, and organize data from various sources to ensure accuracy and prepare it for detailed analysis.
  • Deliver analytical solutions to address complex business challenges.
  • Maintain comprehensive documentation of the analytical processes and findings.
  • Present your analytical insights clearly and effectively to teammates and stakeholders.
  • Conduct in-depth analyses on portfolio performance, regulatory changes, unexpected events, and operational issues.
  • Utilize credit bureau data and other external sources to uncover valuable insights and trends.
  • Optimize our multi-channel communication strategy for collections.
Qualifications and Experience:
  • A degree in a numerate discipline, preferably Statistics / Mathematics / Engineering (Honours / Master's degree preferable)
  • Knowledge and experience in statistical/data management software packages (SAS/SQL)
  • Enterprise Miner would be advantageous
  • Knowledge of the credit industry and credit life cycle management is preferred
  • Hands-on experience of large-scale customer database data interrogation and manipulation would be advantageous
  • Experience in collections would be advantageous
Skills:
  • Excellent data interpretation skills
  • Excel Knowledge
  • Advanced problem solving, judgment and self-management skills
Behaviours:
  • Manages Complexity - interprets and simplifies complex and contradictory information when resolving organisational problems
  • Optimizes Work Processes - assesses and improves the efficiency, effectiveness, and quality of various work processes
  • Financial Acumen - understands and applies financial concepts and principles to make informed financial decisions
  • Instills trust - inspires trust and gains the confidence of others by displaying honesty and integrity
Preference will be given, but not limited to candidates from designated groups in terms of the Employment Equity Act.#LI-AS1About Us:Who we are is because of our people. They are our greatest asset. TFG is an internationally diversified retail portfolio of 34 speciality lifestyle and apparel brands that Inspire our Customers to live their Best Lives and are woven into the lives of millions. Our vision is to create the most remarkable omnichannel experiences for our customers. TFG is more than a workplace, it's a launchpad for your growth. Join us and explore endless growth opportunities across our diverse brands. We're a purpose-led business, and on this team, you'll share the pride of making an impact across a whole industry.We're the designers, the makers, the shakers and the teams behind the scenes.Are you with us?About the Team:The finance team at TFG provides the highest level of financial support and expertise across the entire business, both within central finance and specific business areas. This role is with the Cellular (hi) and Value Added Services area. The environment consists of 5 different business areas that are in different stages of business growth, many at the early stages of exciting new projects that will deliver enhanced business value to the TFG group.

The Foschini Group

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Job Detail

  • Job Id
    JD1362533
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Western Cape, South Africa
  • Education
    Not mentioned