Job Description

A business that focusses on SME lending requires the skilled services of a Credit Specialist. This opportunity is for someone who wants something different, as well as a long-term career move.Credit Assessment: Review and analyse credit applications from customers (business), to determine their creditworthiness based on scorecard models and established risk criteria which includes quantitative and qualitative information
Financial Analysis: Conduct financial analysis for large loans, assessing the creditworthiness of applicants by examining financial statements, credit reports, and other relevant data sources
Risk Evaluation: Evaluate risk factors associated with each credit application and make well-informed decisions on the appropriate credit limit, interest rate, and other relevant terms
Compliance: Ensure strict adherence to the credit policy and credit processes to maintain regulatory compliance and minimize risk exposure
Process Optimisation: Continuously evaluate and refine the credit granting processes with a strong emphasis on enhancing efficiency and reducing turnaround times, all while staying within the established credit risk appetite
Portfolio Monitoring: Monitoring the performance of existing loans in the portfolio
Monthly Credit Pack: Provide input for the monthly credit reporting, focusing on portfolio quality, delinquencies, and credit risk exposure
Defaulted Loan Reviews: Conduct comprehensive reviews of defaulted loans to identify trends and risks that can help improve and refine credit criteriaSkills & Experience:
Analytical, problem-solving, attention to detail
Responsible, self-motivated, and enthusiastic
Ability to thrive in an ever-changing environmentQualification:
AGA(SA)
SAICA articlesxe2x80x99
Degree + Minimum 5 years experienceContact HAYLEY MULDER on or 021 418 1750, quoting the Ref: CTF018705Connect with us on www.communicate.co.za and Register your CV to create a profile and to view all our Financial recruitment vacancies.Let us assist you with your career. For further Finance jobs, Accountant jobs, Financial Manager vacancies and Management Accountant vacancies.
If you have not had any response in two weeks, please consider your application unsuccessful. Your profile will be kept on our database and we will connect with you with any other suitable roles or positions.

Communicate Recruitment