Job Description

The Land and Agricultural Development Bank of South Africa (Land Bank) is South Africas only specialist agricultural bank established in 1912, the banks sole objective is to serve South African commercial and emerging farmers and bring specially designed financial services within their reach. These services enable farmers to finance land, equipment, improve assets and obtain production credit. The Land Bank provides financial services that have moved with the times and continues to provide services to agri-business and constantly reviews its offerings to ensure that they match the needs of an industry. As change has swept across the sector in South Africa the socio-economic makeup of agriculture has altered, bringing new entrants from historically disadvantaged backgrounds on to the land, these new farmers, facing the challenges of establishing sustainable agri-businesses across the agricultural value chain, Land Bank has been a commercial lifeline offering appropriately designed financial products that facilitate personal and commercial viability in a sector that is vital to the sustainability of South Africa and its people.MAIN PURPOSE OF THE JOBTo manage the Agricultural Banking & Monitoring Support function and provide agricultural expertise to the Banking and Risk Management Divisions, and other stakeholders thereby contributing to the quality of the loan book and mitigating potential risk on behalf of the Bank.Provision of guidance, support and expertise to support the Bankers / Deal /Restructuring/ Monitoring teams with agricultural industry knowledge/insights, providing expert inputs into the assessment / due diligence of transactions from end to end, addressing the production and market fundamentals enterprise economics and risk management.To provide thought leadership and ensure adherence to the set agricultural norms and standards as well efficient use of agricultural assessment tools (i.e., BF90, cash flow models, tec) that will support the Banks credit assessment process for purposes of decision making processes.

Land Bank