Job Description

Northern Suburbs. R15-R20k. Discretionary bonus in December. No med or prov fund.Purpose:Our client is well established and respected finance company for home finance by offering a home loan structured as an instalment sale.The business is in an exciting phase of rapid growth and seeks an applicant to assist with credit origination and management of the credit exposure. (Home loans)Company Culture:- How to describe the company culture?Open communicationMutual respectShared goalsCommitment to employee growth and developmentTeam playerFun and hard-working environmentEmployment Type:Full timeKey Responsibilities:Receive credit applicationsPerform credit worthiness and affordability procedures.General application processingDatabase managementHandle telephonic and email queries regarding the property companyApplication status, quotations issued or any other questions regarding the productsLoan book Management forbearance, restructuring, collections managementReportingTeam Structure:Report to credit manager and directorOffice team of nineWork closely with administration and fulfilment teamsQualificationsEducational Requirements:Matric is the minimum educational requirementIndustry specific qualifications would be advantageousExperience Requirements:Knowledge of National Credit Act, FICA, and PRACTICAL CREDIT ASSESSMENTCredit environment experience and/or mortgage industry experience of at least 2 years.Demonstrated Excel abilityUnderstanding of home loans environment would be advantageous.Skills and Competencies:TeamworkAnalytical thinkingAttention to detail / proper attention to detailAbility to work under pressureUnderstanding mortgage modelsSoft skills:Ability to explain concepts in layman terms to clientsFast learnerVery good telephone and e-mail etiquetteAbility to work without supervision / initiativeLanguage Requirements:Proficient & fluent in English and AfrikaansMarket related salary Range:- R15 000 to R20 000 depending on experience and seniorityBenefits:- Discretionary bonuses are paid in December.Please submit your CV with photo and kindly let me know what you are currently earning please?

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