Job Description

One of our top Financial Clients are looking to appoint a Junior Credit Manager to manage the credit approval process, ensure effective credit control, and maintain strong relationships with BDOs and the new business support staff.Key Responsibilities:

• Credit Risk Assessment prior to credit meetings.
• Evaluate the credit worthiness of prospective and existing commercial clients.
• Lead and manage a team of new business support staff.
• Manage the day to day responsibility of reviewing scorecards prepared by the new business support staff.
• Manage the day to day responsibility of new business support staff drawing up contracts and the documentation in for payout.
• Manage the expected payouts per week directly from the BDOs together with expected payouts for the month and report to the finance department.
• Manage the renewal of credit facilities of existing clients on a yearly basis.

• Bachelors degree in Finance, Accounting, Business Administration, or a related field.
• 3+ years experience in a commercial credit management environment
• Proficiency in financial analysis, credit scoring models, and accounting software.
• Strong ability to analyze financial data and make sound credit decisions
• High level of accuracy and attention to detail when managing credit limits and assessing risk.
• Ability to resolve complex credit and collection issues effectively.
• Proven experience in managing teams and fostering a collaborative, high-performance environment.
• Understanding of the companys industry sector and market trends affecting credit risk.

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