Junior Credit Analyst

Klerksdorp, North West, South Africa

Job Description


Credit Application Processing.

  • Process all applications (from financial statement level) of all accounts of the relevant business partners within the Senwes Group.
  • Interpreting financial statements and commenting on any deviations
  • Manage documentation collation, ensuring accuracy and completeness of supporting documents.
  • Ensure that all compliance requirements are met e.g. FICA, KYC, POPIA etc
  • Liaise with Assistant Credit Manager for approval and follow-up on application statuses.
Debt Collection.
  • Oversee the collection process, particularly focusing on accounts overdue by 90 days.
  • Engage with clients via telephone to negotiate payment arrangements and resolve outstanding debts.
  • Monitor accounts in arrears, identify disputes, and initiate appropriate actions, including legal proceedings if necessary.
  • Initiating and follow-up on extensions granted for accounts in arrears.
  • Ensure that security within the Senwes Group as well as external parties are registered to collect outstanding debt and to reduce risk.
Administrative Support.
  • Provide comprehensive administrative support, including credit limit management and journal entries compilation.
  • Provide ad hoc administrative tasks as required.
  • Conduct ongoing monitoring of credit portfolios, identifying potential risks and
  • implementing mitigation strategies.
  • Provide administrative support and advice to Portfolio Assistants and co-ordinate training for Portfolio Assistants when the need is identified.
Client Liaison.
  • Maintain proactive communication with portfolio clients, addressing inquiries and concerns promptly.
  • Monitor credit facility utilization and communicate with relevant parties regarding credit limits.
Qualifications: National Senior Certificate or relevant post-matric certificateRequirements: At least 1 years experience in a similar role.Closing date: 25 July 2024
  • We are committed to transformation through the appointment of persons from designated groups and potential candidates from these groups will enjoy preference.
  • Kindly note that a consumer credit record will be requested in respect of all appointments which involve dealing with cash or finances.
  • Should we not have contacted you within six weeks of the closing date, you may assume that your application has been unsuccessful.

Senwes

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Job Detail

  • Job Id
    JD1332278
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    Klerksdorp, North West, South Africa
  • Education
    Not mentioned