Job Description

Job Overview

Business Segment:

Business & Commercial Banking

Location:

ZA, undefined, Gqeberha, 01 Pickering Street, Newton Park

Job Type:

Full-time

Job Ref ID:

80350876A-0001

Date Posted:

2/21/2025







To ensure the effective value adding risk management of Credit Evaluation, managing and enhancing the approval of credit applications for Business Banking customers within acceptable parameters, in order for Business and Commercial Banking, to achieve asset growth targets, whilst maintaining a quality-lending book, through judicious, product and system development and effective management.



Qualifications



Minimum Qualifications

Type of Qualification:

BCom or Finance degree

Field of Study:

Business Commerce

Type of Qualification:

First Degree

Field of Study:

Finance and Accounting. An agricultural degree would be an advantage.



Experience Required

Credit Risk-BCC

Risk & Corporate Affairs

5-7 years

Experience in intuitive credit assessment and decisioning in relevant segment and products (i.e., across Business Banking or Agri). Thorough knowledge and understanding of financial statements. Knowledge and understanding of repayment structures, collateral and collection processes within the banking environment. Understanding of legalities associated with lending and collateral.



Additional Information

Behavioural Competencies:

Articulating Information

Developing Strategies

Directing People

Embracing Change

Examining Information

Exploring Possibilities

Interacting with People

Making Decisions

Technical Competencies:

Coaching and Mentoring

Compliance

Product and Services Knowledge

Product Development

Risk Management

Stakeholder Management

Strategic Alignment & Execution

Please note:

All our recruitment processes comply with the applicable local laws and regulations.



We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za

Please note:

All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any from of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za