Job Description

Job Overview

Business Segment:

Personal & Private Banking

Location:

ZA, Gauteng, Rosebank, 30 Baker

Job Type:

Full-time

Job Ref ID:

80435982A-0001

Date Posted:

2/18/2025

As our Manager of Credit Evaluation, you will:

Manage a diverse portfolio of counterparty credit risks within acceptable parameters

Lead and develop a team of credit analysts, ensuring high-quality risk assessments

Analyse and interpret complex financial data, providing clear insights for decision-making

Ensure compliance with credit procedures, policies, and regulatory requirements, including Basel standards

Evaluate vanilla lending and derivative products, assessing associated risks

Present credit applications to the Credit Committee and manage commercial property finance mandates as required



Join us to make a significant impact in the dynamic world of credit evaluation and risk management.



Qualifications

Mandatory Qualifications:

Academic Requirements:

First Degree in Business Commerce or a closely related field

Professional Experience:

Credit Risk Management (minimum 3-4 years):

Comprehensive knowledge of financial markets, global economy, and relevant regional geographies pertaining to the portfolio

Demonstrated ability to manage complex credit risks within stringent parameters

Financial Products Expertise (minimum 3-4 years):

In-depth understanding of vanilla lending and derivative products

Proven proficiency in assessing facilities that generate counterparty credit risks

Expertise in evaluating and managing documentation required to mitigate associated risks



3 Regulatory Compliance and Risk Management (minimum 3-4 years):



Thorough conceptual and practical knowledge of credit procedures, policies, and standards

Comprehensive understanding of products and facilities that give rise to counterparty credit risk

Extensive knowledge of Basel standards and broader regulatory and compliance requirements in the banking sector

The successful candidate must demonstrate:

A proven track record in credit risk management

Exceptional analytical skills

Unwavering commitment to maintaining the highest standards of financial integrity and regulatory compliance

Additional Requirements:

Commercial property finance mandate experience. Candidates must specify their mandate limit, if applicable.

Demonstrated experience in presenting Credit Applications to respective Credit Committees

Note:

This role carries significant responsibilities in risk management and regulatory compliance. Only candidates meeting all specified criteria will be considered



Additional Information

Behavioral Competencies:

Checking Details

Conveying Self-Confidence

Directing People

Establishing Rapport

Examining Information

Exploring Possibilities

Interacting with People

Making Decisions

Managing Tasks

Meeting Timescales

Team Working

Upholding Standards

Technical Competencies:

Risk Identification

Risk Management

Risk Measurement

Risk/ Reward Thinking

Please note:

All our recruitment processes comply with the applicable local laws and regulations. We will never ask for money or any from of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za