Job Description

Company DescriptionStandard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities - plus the chance to work alongside some of the sector's most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We're passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.To assess and evaluate lending applications for Enterprise clients based on sound credit risk and affordability assessments, financial principles and credit policies to achieve targeted asset book growth while optimising losses and effectively mitigating credit risks. To ensure lending is within Bank's Risk Appetite parameters. Support business partners in understanding and solutioning to meeting client lending needs, as appropriate for the Enterprise client segment.QualificationsMinimum QualificationsType of Qualification: Diploma
Field of Study: Business CommerceExperience Required
Credit Risk - BCB
Risk & Corporate Affairs
5-7 years
Experience in intuitive credit assessment and decisioning in relevant segment and products. Knowledge and understanding of simple financial statements and cash flow forecasts. Knowledge and understanding of repayment structures and collateral. Understanding of collection processes within the banking environment is beneficial.Additional InformationBehavioral Competencies:

• Articulating Information
• Examining Information
• Following Procedures
• Interacting with People
• Interpreting Data
• Making Decisions

Technical Competencies:

• Asset Based Lending
• Loan Assessment
• Loan Approval

Please note: All our recruitment processes comply with the applicable local laws and regulations.We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or

Standard Bank