Job Description

Main purpose of the jobThe development of the Bought in Properties strategy, the development and execution of the operating model, benchmarking, building capacity and capability, development or enhancement of associated policies, procedures, controls and effective management of the Bought in Properties portfolio / programme which includes establishing and working with internal and external stakeholders and service providers and provide periodic performance updates and reporting to the relevant committees.To successfully manage the Bought in Properties Function by developing and executing the strategies in order to achieve the organisational targets in line with the Banks Corporate Plan and business strategy.To create an environment for continuous improvement through:

• Process optimisation and automation,
• Deployment of fit for purpose workflow systems, and
• Drive sustainable cost and operational efficiencies through innovation, industry benchmarking and implementation of best practices;

To identify and mitigate any potential business risk, provide management with regular reports and make recommendations to mitigate identified risks, improve processes, and provide cross functional input to improve overall business processes.To ultimately ensure all Bought in Properties are safeguarded to prevent destruction of value and to obtain maximum recovery through the sale of these assets.Bought In Properties The portfolio of properties that were bought in by the Bank through different initiatives, i.e. auction, liquidation, legal recovery, etc.Preferred Minimum Education and Experience

• Relevant 3 year qualification in legal, commerce, business, banking, or other relevant and equivalent qualifications (Diploma or Degree)
• 5-7 years experience Banking or financial environment
• 5-7 years experience Agricultural financing
• 5-7 years experience Property Valuations
• 5-7 years experience Credit & Risk Management
• 3-5 years Management or leadership

Critical Competencies

• Financial / Business Acumen
• Legal Procedures
• Microsoft Office
• Analytical Skills
• Agricultural Industry
• Real Estate analysis and market evaluation
• Customer Service Orientation

Additional Requirements

• Valid SA driver's license, travel required
• Extended hours as and when required

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