Job Description

Our client, a well-known Financial Services Organization, is looking to hire a Property Finance Consultantto join their team based in their Johannesburg : Gauteng offices.Job Purpose:Actively engage in prospecting potential home loan clients by leveraging lead providers (Estate Agents, Bond originators, direct to client) and direct marketing, utilizing needs analysis-based selling techniques. Facilitate the movement of existing home loans from other financial institutions to SA Home Loans or offer tailor-made home finance packages accompanied by exceptional service.Duties and Responsibilities:Source Potential Leads:

• Utilize proactive and reactive prospecting methods
• Develop a robust network through partnerships and relationship building
• Execute referral campaigns, outdoor/Mall/Community marketing, social media, corporate presentations, wellness days

Identify Needs:

• Employ open-ended questioning to understand clients' financial and emotional needs
• Pre-qualify clients by assessing their background and linking it to credit health reports and affordability
• Identify financial challenges and offer solutions
• Ensure proper records of leads and follow ups

Match Product Offerings to Needs:

• Utilize extensive product knowledge to present tailored solutions
• Explain application procedures and apply appropriate credit criteria
• Provide upfront explanations of situations that need clarity andensure supporting documents

Explain Final Approval and Successful Closing:

• Clarify all terms and conditions of the final offer to client
• Summarize benefits of the product package and all relevant conditions

Maintain Customer Contact and Follow-Up:

• Keep clients updated throughout the process
• Provide clear explanations to client inquiries
• Maintain contact after client has accepted our offer and request referrals

Applications Capture and File Construction:

• Complete and capture applications accurately, based on what the client requires and qualifies
• Compile supporting documents and ensure the file is completed and ready to process

Minimum Requirements:

• Own car/transport and driver's license
• Matric qualification

Minimum Experience:

• Minimum 2 years of proven sales track record
• Experience in proactive prospecting and a pressurized sales environment
• Strong administrative skills
• Marketing

Preferred Experience:

• 3 years of sales experience, preferably in home loans
• Sales Experience in an environment where sales are obtained by hunting

Generic Competencies:

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