Job Description

Introduction

Through our client-facing brands Metropolitan and Momentum, with Momentum Multiply (our wellness and lifestyle rewards programme), and our other specialist brands, including Guardrisk and Eris Property Group, the group enables business and people from all walks of life to achieve their financial goals and life aspirations.

We help people grow their savings, protect what matters to them and invest for the future. We help companies and organizations care for and reward their employees and members. Through our own network of advisers or via independent brokers and utilizing new platforms Momentum Metropolitan provides practical financial solutions for people, communities, and businesses. Visit us at www.momentummetropolitan.co.za

Disclaimer

As an applicant, please verify the legitimacy of this job advert on our company career page.

Role Purpose

To identify, mitigate and manage sales credit risk. Provide insights and recommendations to Channel Management.

Requirements

Grade 12 or equivalent qualification
A related tertiary qualification - or studying towards (BCom; Risk Management or LLB)
Minimum 1 year working experience.

Duties & Responsibilities

Credit Risk Monitoring

Conduct sales credit risk assessments (on-boarding, credit risk re-evaluations and continuous monitoring)
Provide Channel Management with recommendations pertaining to associated risks when contracting with intermediaries i.e., Fit and Proper Status; Financial Standing; Performance etc.
Provide Channel Management with recommendations pertaining to proactive management of risk levels.
Perform credit and industry checks on sales parties.
Conduct data analysis and provide insights on risk mitigating and managing sales credit risk.
Monitor and make proactive recommendations on credit risk levels.
Monitor and drive debt recovery of all in service contracts.

CLIENT

Build and maintain relationships.
Participate and contribute to a culture that builds rewarding relationships, facilitates feedback and provides exceptional client service.
Deliver on service level agreements made with clients and internal and external stakeholders to ensure that client expectations are managed.

PEOPLE

Develop and maintain productive and collaborative working relationships with peers and stakeholders.
Positively influence and participate in change initiatives.
Contribute to continuous innovation through the development, sharing and implementation of new ideas.
Managing own performance and development
Living the MMI values and vital behaviours
Develop own expertise in terms of professional, industry and legislative and regulatory knowledge.

FINANCE

Identify opportunities to enhance cost effectiveness and increase operational efficiency.
Manage financial and other company resources under your control with due respect.
Provide input into the risk identification processes and communicate recommendations in the appropriate forum.

Competencies

Documenting Facts
Team Working
Managing Tasks
Interacting with People
Adhering to principles and values
Coping with pressure
Embracing Change
Checking Things
* Presenting and communicating information