Job Description

Closing Date 2025/02/23
Reference Number MMH250214-1
Job Title Sales Credit Risk Intern
Position Type Temporary
Role Family Operations
Cluster Momentum Life
Remote Opportunity Some of the time
Location - Country South Africa
Location - Province Gauteng
Location - Town / City Centurion
IntroductionThrough our client-facing brands Metropolitan and Momentum, with Momentum Multiply (our wellness and lifestyle rewards programme), and our other specialist brands, including Guardrisk and Eris Property Group, the group enables business and people from all walks of life to achieve their financial goals and life aspirations.
We help people grow their savings, protect what matters to them and invest for the future. We help companies and organizations care for and reward their employees and members. Through our own network of advisers or via independent brokers and utilizing new platforms Momentum Metropolitan provides practical financial solutions for people, communities, and businesses. Visit us at www.momentummetropolitan.co.za
Disclaimer As an applicant, please verify the legitimacy of this job advert on our company career page.
Role PurposeTo identify, mitigate and manage sales credit risk. Provide insights and recommendations to Channel Management.
Requirements

• Grade 12 or equivalent qualification
• A related tertiary qualification or studying towards (BCom; Risk Management or LLB)
• Minimum 1 year working experience.

Duties & ResponsibilitiesCredit Risk Monitoring

• Conduct sales credit risk assessments (on-boarding, credit risk re-evaluations and continuous monitoring)
• Provide Channel Management with recommendations pertaining to associated risks when contracting with intermediaries i.e., Fit and Proper Status; Financial Standing; Performance etc.
• Provide Channel Management with recommendations pertaining to proactive management of risk levels.
• Perform credit and industry checks on sales parties.
• Conduct data analysis and provide insights on risk mitigating and managing sales credit risk.
• Monitor and make proactive recommendations on credit risk levels.
• Monitor and drive debt recovery of all in service contracts.

CLIENT

• Build and maintain relationships.
• Participate and contribute to a culture that builds rewarding relationships, facilitates feedback and provides exceptional client service.
• Deliver on service level agreements made with clients and internal and external stakeholders to ensure that client expectations are managed.

PEOPLE

• Develop and maintain productive and collaborative working relationships with peers and stakeholders.
• Positively influence and participate in change initiatives.
• Contribute to continuous innovation through the development, sharing and implementation of new ideas.
• Managing own performance and development
• Living the MMI values and vital behaviours
• Develop own expertise in terms of professional, industry and legislative and regulatory knowledge.

FINANCE

• Identify opportunities to enhance cost effectiveness and increase operational efficiency.
• Manage financial and other company resources under your control with due respect.
• Provide input into the risk identification processes and communicate recommendations in the appropriate forum.

Competencies

• Documenting Facts
• Team Working
• Managing Tasks
• Interacting with People
• Adhering to principles and values
• Coping with pressure
• Embracing Change
• Checking Things
• Presenting and communicating information

PolicyWe are committed to Employment Equity, diversity and inclusion when recruiting internally and externally. All appointments are made in alignment to our Employment Equity goals and we encourage people with disabilities to apply.

Momentum Group