Senior Credit Analyst

South Africa, South Africa

Job Description


My client, a leading, exciting and trusted energy brand in Cape Town, is seeking a Senior Credit AnaPOSITION INFO:My client, a leading, exciting and trusted energy brand in Cape Town, is seeking a Senior Credit Analyst to join and grow their team. The successful candidate must be able to activate and innovate change within the Credits team and assist in creating a dynamic collaborative team. This individual must be able to thrive under pressure within a deadline driven environment as well as proactively anticipate the needs of internal and external customers.Responsibilities:

  • Draw financial statements, credit agency reports and other customer information to complete credit reviews
  • Gauge business plans of new Retail clients
  • Complete risk assessment of customers through assessment and analysis of credit life cycle
  • Produce outcome and recommendations to stakeholders, consider customer value proposition in respect of credit risk/profitability reward
  • Provide innovative Credit advice and solutions
  • Identify relevant credit lines and security requirements
  • Assist with customer, financial institutions, to determine appropriate security required
  • Monitor account exposure proactively and take appropriate action to credit violations
  • Work with customer, Account Manager, and other stakeholders to resolve payment disputes
  • Provide Business Unit management with monthly report of credit metrics and risk accounts
  • Verify compliance with all Corporate policies, internal control and SOX reporting requirements
Requirements:
  • Must be a
or equivalent qualification * Minimum of 5 years Corporate Credit and Retail Credit Experience, previous experience with credit management advantageous
  • Must have excellent analytical skills and attention to detail
  • Strong communication skills
  • Strong financial acumen must be comfortable working with and assessing customer Financials
  • Must understand IFRS standards (IFRS9) and other regulatory standards
Please note that if you have not heard from us within 2 weeks of your application, please consider it as unsuccessful for this particular role. Please do though continue to follow us online and apply for suitable opportunities.Similar jobs you might be interested in:Location: Capetown
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Job Detail

  • Job Id
    JD1337268
  • Industry
    Not mentioned
  • Total Positions
    1
  • Job Type:
    Full Time
  • Salary:
    Not mentioned
  • Employment Status
    Permanent
  • Job Location
    South Africa, South Africa
  • Education
    Not mentioned